MALKIA - Growth Oriented Women Entrepreneurs (GOWE)

A convenient account for entrepreneurs who need to access flexible loans to enhance their businesses.

Requirements

• Have been in existence for at least two years
• Be legally registered in Kenya
• Owned by a woman at least 51%
• Managed by Woman at Executive level
• Have growth potential demonstrated by a business plan

The owners must also be able to contribute 20% of the project cost

Benefits

• Flexible repayment period
• Training on business management and record keeping
• Access to a wide variety of financial services
• Issuance of a cheque book
• ATM services available country wide

PRIVATE SCHOOL FINANCING

K-Rep Bank provides private schools with financial services to undertake any of the following:

• Working capital
• Running overheads
• Building of class rooms
• Roofing
• Expansion
• Equipping of laboratories
• Buying school bus etc.
  

Benefits

• Flexible repayment periods
• Appropriate finance for capital investment
• 3 annual instalments aligned to the schools cash flows at the beginning of the term when students are paying their school fees
• Issuance of a cheque book
• Access to our country-wide branch network

MAJI NI MAISHA (COMMUNITY WATER PROJECT (GPOBA))

K-Rep Bank in partnerships with the World Bank is financing small water infrastructures in the country.

K-Rep Bank will provide upfront construction finance to qualified applicants following its due diligence process.

Medical Credit Fund:

 A Loan product tailor-made for private health car e providers who wish to expand and provide improved health care services but have no financial capacity.

 Water Storage Facility:

A facility to finance the purchase of water storage facilities. The bank has partnered with various suppliers for this service.

ADF (Daraja) Loan:

A loan product made for the purpose of bridging the financial gap in SACCOs and MFI to on-lend to their members.

 UN-Habitat (Waste Disposal):

A product made in collaboration with UN-Habitat for the purpose of conserving the environment by providing financial aid to communities/individuals/organisations involved in waste management/disposal services.

 Sunny Money:

 A special product targeting microfinance customers to financially enable them acquire solar kit comprising of a lamp, battery, solar panels and charger.

 Youth Fund:

A loan product provided by the Bank inconjunction with the Government to alleviate poverty and create employment to the youth by offering affordable loans to young entrepreneurs